Week 5 Q 2 Assignment Example | Topics and Well Written Essays - 1500 words

Week 5 Q 2 - Assignment Example A normal curve shows that over a period of time, long term bonds will yield higher returns than shorter duration bonds because of the reduction of risks over a greater period of time (Bhole, 2009). An inverted yield curve shows that short term bonds will perform better than long term bonds and in most cases this is an indication of a coming recession. When the yield curve is flat it implies that there is a close relationship between the various returns over short and long term periods of time and usually shows that the economy of a given country is undergoing some sort of transition. It is therefore correct to say that an increase in the angle of the slope is directly proportional to an increase in the difference between the long and short term interest rates of the bonds. Below is an image showing a normal yield curve. The yield curve for the economy is a normal yield curve shows that long term investment s will most likely yield a higher return than short term investments over a period of time. Currently, the interest rates are very low and this is a bad situation for possible investors. The bank of England decided to hold its interest rate at 0.5 % given that they are not expected to change positively until sometime next year. However, there is anticipation that the economy will perform well in future particularly due to an anticipated increase in industrial production over the next few years (Dawe, 2009). This shows that in the future the interest rates are likely to increase. However, presently, the interest rates are very low due to the various factors in the economy. One of these is unemployment which is at above 7% and has been recorded at a high of 7.3%. The inflation rate has also slowed down to a low of 1.7% and this is the lowest that it has ever been since the year 2009. The interest rates are a major determinant of the direction in which our economy is headed. When the interest

Effectiveness and coherence in the EU legal order would be better Essay

Effectiveness and coherence in the EU legal order would be better served if provisions in directives were deemed capable of horizontal direct effect - Essay Example This case highlighted that horizontal direct effect is concerned with the relationship of individuals and companies whereas vertical direct effect is concerned with the state’s obligation to ensure its observance and its compatibility with national law thereby allowing actions against the state. (Craig and de Burca, 2003) Directives generally do not have horizontal effect and are usually only enforceable against the state. It was noted in Courage Ltd v Crehan (Case c-453/99) that regulations can have horizontal direct effect. Directives are instructions issued through the EU that specify the result that is to be achieved by the implementation of the Directive. Governments can implement the directive in any manner they choose so long as the end result embodies the spirit of the directive. As directives only specify the expected result they cannot have direct effect. Directives do no create rights. (Craig and de Burca, 2003) There are some occasions where the courts have given direct effect to a directive such as in the case of Grad v Finanzamt Traunstein (Case 9/70) [1970] ECR 825 which was involved with VAT. In this case the European Court of Justice made the ruling that a directive and a decision could have direct effect if they imposed an obligation to achieve a required result. In order for someone to rely on the directives the government’s have to ensure that the directive has been implemented. In cases where the implementation of the directive has passed and the government has not implemented it the courts will have to decide whether the claimant can still rely on the directive. In Pubblico Ministero v. Ratti (Case 148/78) [1979] ECR 1629 the defendant had violated an Italian law in order to comply with an EEC directive on product packaging. The Italian government was seeking to prosecute the defendant for breaking the law. The courts stated in this case that the Italian

Discussion borad about special education students Essay

Discussion borad about special education students - Essay Example Most practitioners maintain a reactive stance to various scenarios and the way majority respond to dilemmas or pressing situations are mirrored by the students who look on educators as role models. The diverse applications provided by technological breakthroughs and gadgets give students the orientation and privilege of locating solutions as the tip of their hands. Gone were the days when answers to traditional home works could only be researched by going to the school library and searching for the answers from diverse sources, using extra time and effort to prepare for the compliance of academic requirements. Now, students sit in front of the computer and navigate as answers unfold right in front of their eyes. But this is technological development and no one could contest the path it takes. The most that academicians could do at the point is to design strategies that would use technology in creative and innovative ways to hone problem solving and analytical skills of children. Our external environment provides immediate access to information and our students are just responding to the availability and easy access according to what is expected of them. As educators have already acknowledged that information is readily accessible, and its easy access endangers the ability of students to apply critical thinking, analyzing and problem-solving skills, the more that this environment should provide a challenge for us to use it to our advantage. We should be the one to change our stances to pro-active rather than merely reactive to address the dilemma of students’ inability to apply the needed skills in various scenarios. As a colleague has posted, â€Å"problem-solving, critical thinking and brainstorming often require additional time, team building skills and the effort to go the extra mile†. Teachers should provide the appropriate environment to hone these skills in students and enable them to discern the appropriate skills to use in times when these are needed.

Bioinspired tough structures Literature review Example | Topics and Well Written Essays - 4500 words

Bioinspired tough structures - Literature review Example Their self-organization is also a contributing factor to the mechanical properties of biological materials together with the manner in which the structures are assembled at the molecular level. Nacre is one of the iridescent layer found in most mollusk shells. It has a high amount of mineral that makes it tough and also stiff. The toughness of nacre is three times harder than its mineral constituents. Nacre has thus become a biomimetic model due to this property since it is the only material with an enormous amplification of its toughness. In this work, different bio-inspired materials shall be analyzed basing on the mechanical and structural properties. The development process of various types of artificial shell will also be analyzed. It is expected that Nacre mineral constituent are in microscopic polygonal tablets and has an ability to slide over one another when loaded under tension. This property has made nacre become a quasi-ductile material with significantly increased toughness and damage tolerance. Natural and biological materials can depict a considerable combination of stiffness, strength, toughness and even low weight which cannot be matched by artificial materials. For this reason, researchers are turning to nature for different design of artificial structures. The high-performance structural materials produced by nature inspires the scientist in the natural design. Also their ability to combine the building blocks and even amplify its properties (Xia, 2015). Nacre currently serves as a sole biomimetic model in the new generation of composite materials. Nacre found in the mollusk shell serves to protect the soft body parts against the harsh environment and the predators. These shells are highly mineralized tissues with at least 95% of it being mineral content. As a result, they have high stiffness and hardness.

Caveolin protein Essay Example | Topics and Well Written Essays - 250 words

Caveolin protein - Essay Example l of three (3) variants known as the caveloin-1 (CAV-1), caveolin-2 (CAV-2), and caveolin-3 (CAV-3) (Gussak and Antezelevitch 234; Williams and Lisanti). CAV-1 and CAV-2 can be found in most cells whereas CAV-3 can be found in muscle cells of the heart (Yuan, Garcia and Hales 275). Having a complete sequence status, the size of amino acid length of CAV-1 is 178 (UniProtKB). As a 21- to 24-kDa protein, CAV-1 is composed of 16 amino acids longer than CAV-2 and additional N-terminal 27 amino acids as compared to CAV-3 (Fielding 177). CAV-1 has two variants known as CAV-1ÃŽ ± (contains amino acid tyrosin 14) and CAV-1ÃŽ ² (does not contain the â€Å"first 31 amino acid present in CAV 1ÃŽ ±) (Mercier, Jasmin and Lisanti 18). Both CAV-1ÃŽ ± and 1ÃŽ ² can be found in the lungs whereas CAV-1ÃŽ ² can be found in the epithelial cells (Yuan, Garcia and Hales 275). With regards to internalization of the material, Garcia and Hales (275) explained that CAV-1 can be phosphorylated in â€Å"Rab4-labelled, Rab5-labelled or the early endosome antigen-1-labelled compartments which then subsequently move to the Rab11-associated compartment†. Tang, ZhaoLan, Philipp E. Scherer, Takashi Okamoto, et al. "Molecular cloning of caveolin-3, a novel member of the caveolin gene family expressed predominantly in muscle." Journal of Biological Chemistry 271.4 (1996):

Professional development Essay Example | Topics and Well Written Essays - 1250 words

Professional development - Essay Example ng me to finish my bachelor in social work and start to study for my master degree in social work and public health for the main goal of helping people and society. The plan for personal development which appears in a goal statement for me is a suitable chance to know myself much better and to realize what I want to achieve and what I want to become in the short and long-term as well as identify the requirements for competence or knowledge to become a better social worker. The plan assists me to define the proper development to meet those perceived requirements. In this report, focus will be on my ability, especially knowledge and skills; on what my strengths are, how to utilize my strengths in the field of social work in the future, and how to develop my perceived strengths. Whereas the goal statement is important at identifying my goal to become a social work employee to help people and society, personal mission statement helps to guide me by defining who I am and why I do what I do. Let us look at my ideal work day in my life, and then look at my personal mission statement. To begin, I am a 24 years old student studying for my bachelor in social work with the main goal of becoming a social worker to help people and society by providing support through challenging times and guaranteeing that vulnerable individuals, including adults and children are safeguarded from danger or harm. The support from social workers falls into the following groups: offenders who are young; people who are homeless; people with conditions coming from mental health problems; people with physical and learning disabilities; and the elderly. This description of what a social worker does is what my goal is to become when I finish my master degree in social work and public health. This description of social work is important because it helps me to picture whether my ideal day will be enough or not to illustrate my strengths in taking this bachelor degree. In the morning at about 6:30 am

Risk Involved in Foreign Direct Investment Essay

Risk Involved in Foreign Direct Investment - Essay Example Telecommunications Regulatory Commission (TRC) is responsible in regulating the telecommunications sector. The political aspect is also explored as it is the political system that drafts the rules that outline how business operations are run. In conclusion, I argue that multinational companies need to strike a consensus with the Sri Lanka government in reference to regulatory conditions. As it will become clear in this paper, the role of multinational corporations in the development of economies cannot be underestimated. However, some risks for example those related to the political aspect of governance may prove to be a big obstacle to multinational corporations seeking to invest in Sri Lanka. It is on this basis that this paper comes up to consider the response options available to multinational corporations that operate in the country. Through the use of questionnaires, data relating to the operation of multinational corporations and the risks involved is collected. Through the use of statistical means the data is compiled and analysed. The study finds out that indeed there are political and regulation risks that define operations of multinational corporations in Sri Lanka. This regulation becomes a critical aspect as the rules and regulations are not applied across the board. Through the use of econometric analysis, it is found that political and regulation risks are statistically significant as they influence investing patterns. The small inflow of FDI indicates the response by MNCs towards such regulation. It is however proposed in this paper that the firms should respond by negotiating with governments rather than such withdrawals. It is concluded on the basis of the findings that there indeed exist a connection between political and regulation risks and operations of MNCs in Sri Lanka (Akram 2003).